Credova is a third-party ecommerce platform offering multiple financing options with one application helping you find a payment option that best fits in to your budget.
Credova has the ability to approve many customers looking for the option of small monthly payments instead of paying for the entire purchase up front.
There’s no application fee and what’s even better is you’re able to apply before you shop to know what you have been approved for. Apply at checkout and receive a financing offer right there and then, is not available at this time.
The gun of your dreams is within reach with firearm financing through Credova!
Financing your next firearm and accessory purchase is easy. Why pay for the full purchase upfront when you can have smaller monthly payments?
Better yet, get approved with no credit impact. You’re never locked in full term with the ability to buyout anytime.
APPROVALS IN SECONDS
Apply online 24/7 for financing approvals in seconds. Applications can be filled out from any device with an internet connection. If you have any questions about the application, all 833-273-3682 to reach support.
PAY OVER TIME
Credova puts the purchasing power in your hands with monthly payments instead of paying for the entire purchase upfront.
BUILD YOUR CREDIT
Using a financing option on Credova can help build positive credit history by making on-time monthly payments.
GET APPROVED WITH NO CREDIT IMPACT
There are no hard credit inquiries so you can get approved with no impact to your credit.
Credova has dedicated support available for any questions or assistance you may need during normal business hours of 6AM to 6PM PST.
How easy is it to apply?
Very easy. Online applications only require basic information and you can receive an approval in seconds.
How much will I be approved for?
Depending on your application details, you can be approved for $300 to $5,000.
If I have bad credit, will I be declined?
Even if you have bad credit, that’s ok. Credova considers all credit types in the approval process and some financing providers accept bad credit, it entirely depends up on the financing provider. Keep in mind, there is no hard credit inquiry, so applying on’t affect your credit.
What information do I need to apply?
What type of financing is offered?
Credova is partnered with a network of financing options that offer retail installment sales contracts (RISCs) through Lakota Safe Company Trading Post dba Lakota Trading Post
What is the interest rate?
Your interest rate will vary based on your application information. Your interest rate and term length will be fully disclosed in your offer(s) so please review carefully prior to completing your agreement.
Am I locked into my financing contract for the full term?
Not at all. You can payoff your balance anytime. You are able to payoff your balance any time after any promotional period, however, you will be subject to paying interest up until that buyout point.
How often are payments made?
Payments are made on a monthly basis.
When will my purchase be shipped to me?
Please keep in mind, any firearm purchase being shipped must be sent to your local FFL dealer for pickup rather than your home address. For shipping timing and tracking, please review the retailers firearms purchase policies.
How much do I have to pay today?
If you use a financing offer through Credova, you will not be required to pay anything today. Your first payment will be roughly 30 days from the time of purchase.
Can I finance a firearm if I am out of state?
Depending on the retailers policy, yes, you can finance a firearm out of state. Certain restrictions may apply.
What if I need to return my purchase?
If you need to make a return, click HERE to review our return policy*.
*Note that all firearms and ammunition are non returnable and non refundable. All firearms and ammuntion sales are final.